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SETTLEMENT COSTS Costs appear at the settlement that had not previously been explained they would be present before settling. One could view this as trusting the public to be honest and still buy things they can get for free through other channels, or as accepting a greater amount of "shrinkage" because more business could be lost due to those who don't pay. P0 mix only in that the prepayment lockout period is five years and the buyout fee equals six months of interest payments on the remaining balance.
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